Day May 4, 2013

Short-term Level Life Insurance

If you have a family, you need to have short-term level life insurance not universal, whole life, or variable life insurance.  This provides protection for your family. The recommended amount of life insurance to carry is ten times your annual…

Income tax consequences on a short sale

                Are there any income tax consequences on a short sale? No, not this year at least. Last year, Congress extended the exclusion for another year. If they had not extended it and…

Home loan mortgages to avoid

The home loan mortgages to avoid are : Interest only loans Adjustable Rate Mortgages (ARM’s) Balloon Loans The reason to avoid Interest only loans is because you never pay any money towards the principal loan amount that you borrowed. You’ll…

Your Word is a Lamp

For today’s devotional, delight in God’s word and discover the timeless wisdom of these scriptures, as featured in the gift book God’s Wisdom for Mothers: Delight yourself also in the Lord, and He shall give you the desires of your heart.…