50 And Nothing Saved For Retirement: What To Do, Where To Start

A plan of action for those who are approaching retirement age with little saved.

I get some really interesting reader mail through the Contact page. By far the most common question I get is a variant of the below:

I’m 53 years old and through a combination of unforeseen medical expenses/helping ailing parents/life kicking me in the butt/decisions I wish I hadn’t made, I have nothing saved for retirement. Am I screwed? Where do I start?

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