MRHerrera Financial Ministry Opinion: Why the latest warnings about cuts to Social Security and Medicare are a reason to worry Photo By: Jacobs Dream By PAUL BRANDUS COLUMNIST You’ve spent a lifetime paying into Social Security, but there’s no guarantee that you’ll get out of it what you’ve put in. In fact, the way things […]
Consumption Junkie (CJ) is someone who wants the latest model of everything. They don’t stop to think about the true cost of consumption. The CJ’s will just buy and charge. A cell company announces that their new model of phone will be released soon.
MRHerrera Financial Ministry Individual Retirement Arrangements By Edward A. Zurndorfer, Certified Financial Planner Photo by Elien Dumon on Unsplash There have been several tax law changes during 2018 that are affecting Individual Retirement Arrangement (IRA) planning strategies for 2018. This column reviews five of these strategies. 1. Roth IRA conversion The Tax Cuts and Jobs Act of 2017 […]
MRHerrera Financial Ministry Wage a war on debt By RH Photo by Piotr Wilk on Unsplash If you are in debt, you need to be at war. Your mindset on debt needs to change. Debt is not something that you have to have in your life. Debt is a noose that will hang you. This […]