Better than chocolate and flowers

What’s better than chocolate and flowers on Valentine’s Day? The answer – term life insurance. No, it’s not very romantic, but it will provide your family with security when you die. How much insurance should you purchase? At least 10 times your annual income, but preferably 20 times your annual income. If you earn $40,000 a year, then get at least $400,000 in insurance, but $800,000 is better.

Leaving your loved ones with money will take care of their needs. If you leave them enough, they will be able to pay off the home mortgage, pay off credit card debt, and hopefully, be able to invest.

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