In case some of you want to use a Budget Binder, I found this site that offers you a free download of the sheets that go into the budget binder. These sheets are as follows:
- Cover Sheet
- Debt Tracker
- Savings Tracker
- Monthly Bills
- Monthly Expenses
- Financial Goals
- Savings Goals
- Notes
Keep in mind that the items you are going to receive are the “template sheets.” You still need to obtain a three-ring binder, plastic pocket dividers, and a calculator.


The blogger provides you with instructions on how to create and organize your personal budget binder. The link is AFewShortcuts.
I personally have not tried this budget binder. Neither am I affiliated or in any way associated with the website. The link for the resource is provided for those of you who might be interested. I neither recommend nor discourage the use of a budget binder. In order for you to obtain the download link, you will to provide your email address.