What do I mean by the question, “Are you living for today?” It’s quite simple really. What I am asking is if you are living only in the present financially and forgetting about your financial future. You simply cannot afford…
This Bible verse I read today is about learning to be content. Hebrews 13:5-6 -“Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never…
For some of you, you might be helping your parent(s) financially. If that’s the case, let’s see if you should be telling your parents no. No, I won’t pay you with the mortgage, car payment, or your other debts. It…
Recently, I was asked, “What insurance do singles need?” The answer is simple you need health insurance, disability insurance, dental insurance, vision insurance, and a small amount of term life insurance. The need for health insurance should be obvious. We…
In my last post, I pointed out money mistakes to avoid. In this post, I’ll tell you how to remedy those mistakes. Mistakes 1-4: Buying a new car. Leasing a car. Not maintaining a car. Replacing your car before you’ve…
Some money mistakes to avoid are: Buying a new car. Leasing a car. Not maintaining a car. Replacing your car before you’ve paid it off. Giving into impulsive purchases. Spending without a budget. Making hasty decisions when purchasing items, especially…
Well, you’ve done your taxes and you breathed a sigh of relief when you saw you were getting a refund. Great, right? No, not really. When you receive a refund, especially a large refund from the IRS or your State…
By Francis X. Curmudgeon The other week I finished up a five part series of posts on Dave Ramsey’s Seven Baby Steps. It seems to have been well received and still gets a steady stream of clicks. But honestly, I was expecting…
Do you want to know the truth about life insurance? Then, keep reading. You need life insurance if you have a family and you need to provide for them in the event that you die before they do. If you…
