
Be Happy & Say Yes To A New Way !

Let’s face it, none of you want to give up your fancy coffees, eating out with friends, etc. and that’s okay. This is provided you learn to do the other things that will lead you to financial freedom. You might anxiously be asking, “What are those things?” If you are, click on the box below.
The psychology of finances is an area of study that explores the various psychological aspects of how people manage their money.
Debt is a common financial burden that many people face. While some debts can be manageable, others can quickly spiral out of control and negatively impact your credit score.
Automatic deposits are a convenient and easy way to save money without even thinking about it.
Don't leave money on table means investing in your employer's matching retirement plan. It is one of the easiest and most effective ways to ensure a secure financial future.
Creating and sticking to a spending plan (SP) is a vital step towards financial stability. A spending plan is a budget that you develop after analyzing your income and expenses,
Paying off debt can seem like an overwhelming task, but there are two common strategies you can use to make the process more manageable: the avalanche method and the snowball method.
Planning for retirement is one of the most important financial decisions you can make.
Investing can seem like a daunting task, especially for beginners. However, it is one of the most effective ways to grow your wealth in the long-term.
Paying off your mortgage is among the most significant milestones in homeownership. Nothing will give you a sense of relief and accomplishment than seeing that zero balance on your mortgage statement.
You are debt-free. Your mortgage is paid-off or almost paid-0ff. Now, you need to get serious about investing. In the beginning when you had debt, you were investing a small amount. It's time to kick it in gear.
Congratulations! You did it! After years of hard work, dedication, and sacrifices, you have finally paid off your debts,