How to Deal with Hostile Debt Collection

In June, the Supreme Court ruled that companies who purchase debts and then collect them aren’t held accountable to the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects debtors from third-party overly aggressive actions and unfair collection practices.  However, Supreme Court relied on the statute’s wording of “third-party collection”, and found that the FDCPA does not apply to companies who purchase debts first hand, since they are directly collecting for debts now owed by them.

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