Personal Capital is the smart way to track and manage your financial life. We combine award-winning financial tools that provide unprecedented transparency into your finances with personal attention from registered financial planners. The result is a complete transformation in the way you understand, manage and grow your net worth.
INTRODUCING PERSONAL CAPITAL CASH™
We reinvented the piggy bank. Personal Capital Cash is a new high-yield account. Earn more APY on your spare cash, at a rate higher than the national average. It’s flexible, with unlimited withdrawals, no fees, and no minimum balance. And it’s secure and FDIC insured. Start earning more today. See full terms at personalcapital.com/cash.
MANAGE ALL YOUR ACCOUNTS IN ONE PLACE
Our unique combination of people and technology makes Personal Capital the smart choice because you can see all of your accounts in one place. Our app provides real-time data that uncovers trends and accurately reflects your cash flow. As fiduciaries, our advisors are legally bound to act in your best interest so we will never put our personal financial gain above yours. Let Personal Capital help ensure that you’re always moving towards your financial goals – at significantly less cost than traditional financial advisors, and with no hidden fees.
PERSONAL CAPITAL: MILLIONS OF PEOPLE, BILLIONS IN ASSETS
“2017 Personal Best List” – Kiplinger
“”Personal Capital is the tool to beat.” – The New York Times”
“2014 & 2015 CNBC Disruptor 50 List” – CNBC
“Best 5 Free Apps to Invest Smarter” – CNN
“Staff Pick” (2013, 2014) – Google Play
“One of the top Registered Investment Advisors (RIA) in America” – The Financial Times
START NOW FOR FREE
With the free Personal Capital app, you can easily and quickly link your accounts. We integrate with over 14,000 financial institutions, including Fidelity, Schwab, Wells Fargo and thousands of local and regional credit unions. You can be up and running in about a minute for a 360° view of your financial life.
INTERACTIVE CASH FLOW TOOLS
Create and follow a budget. See if you’re spending more than you’re making. Monitor credit card balances. See detailed income and spending by category or payee. Review transactions in the last 24 hours with the Recent Transactions widget.
TRACK YOUR INVESTMENTS
What’s the market doing and how is it affecting your assets? Track the numbers by account, asset class or individual security.
Compare your portfolio against major market benchmarks and stay on track to meet your investing goals.
Install the Holdings widget to track daily market and individual holdings movement.
PERSONALIZED INVESTMENT ADVICE
Personal Capital’s registered financial advisors provide customized advice tailored specifically to your goals.
PLAN FOR RETIREMENT
With Retirement Planner, you’ll know exactly where you stand relative to your retirement goals. Now you can build, manage and forecast your retirement in one convenient location.
BUILT-IN INVESTMENT INTELLIGENCE
With Investment Checkup on tablet, you can compare your portfolio’s allocation to the ideal target allocation and see how well your investments are doing. Uncover opportunities for diversification, minimize risk, and pinpoint hidden fees to fine-tune and improve performance.
UNCOVER HIDDEN FEES
Is your portfolio working as hard as it could be? The Allocation Checkup feature on tablet could save you thousands on expensive mutual fund fees.
PERSONAL CAPITAL FOR ANDROID WEAR
Check how your portfolio is doing and view the top 5 gainers and losers at a glance from your Android Wear.
You can use the Personal Capital app with confidence. Our two-step remote authentication process builds in an extra measure of security to verify your identity and your device, so you can manage your money and finances knowing your data is safe.
A Prayer for Talking With God God, Sometimes I don’t feel like I have the words to pray. I don’t always know what to say to You. What do I say to someone who is perfect in every way? Please help me remember that You want to hear from me. Give me the confidence to speak what’s on