If you’re an American worker who qualifies for Social Security, your birth year will determine what the program considers your “full retirement age” (FRA) — the point at which you can apply for retirement benefits and start collecting monthly checks at the full level you’ve earned based on your lifetime of payroll tax contributions.
A Prayer for Talking With God God, Sometimes I don’t feel like I have the words to pray. I don’t always know what to say to You. What do I say to someone who is perfect in every way? Please help me remember that You want to hear from me. Give me the confidence to speak what’s on