Tag credit bureaus

Teach your kids how to save

Children emulate their parents. We are their first heroes and they will do what they see us do. If we are wasteful with money, they too will be wasteful. However, if we give, save, and spend less than we make, so will…

Peer to Peer Lending

Peer to peer lending (P2PL), do you know exactly what that is? Until today, I must admit that I had never heard of it. Yes, I have heard of peer-to-peer sharing, which in my mind, for the most part is…

Fraud Alert vs. Credit Freeze

Fraud Alert vs. Credit Freeze By Kimberly Lankford, Contributing Editor, Kiplinger’s Personal Finance Both of these allow you to protect your personal information, but one is more foolproof. What is the difference between a credit freeze and a fraud alert?…

What is a FICO score?

What is FICO? FICO stands for Fair Isaacs Corporation. In 1989, the Fair Isaacs Corporation and Equifax developed the score. To calculate your score, the system awards points for each factor that can help predict the likelihood of a person…

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