Financial Recovery

Keep doing a budget Rebuild your savings – having savings protects you from financial problems that may arise. If you postponed home repairs or maintenance or other necessities, you need to evaluate them to see if they need to now be new priorities. If you cut back in areas, such as auto maintenance, does it […]

Your Rights as a Debtor

Did you know that the Federal government passed two Acts in 1977 to protect your rights as a debtor? The first one, is the Federal Fair Credit Reporting Act (FFCRA). The second one is the Federal Debt Collection Practices Act (FDCPA). The information on your credit reports is removed seven years after the last activity on […]