Eliminating Debt Without Paying: Fact or Fiction?

Eliminating Debt

Paying credit card bills can feel like fighting a fire. You put out one flame and another pops up. Eventually, you just want to get away from the flames.

A lot of people think the best way is by filing bankruptcy, mainly because they can escape without paying their bills.

Effortlessly Get Rid Of Student Loans

If you are one of the thousands of recent college graduates you could be facing a mountain of student loan debt that you have no idea how to pay off. A decision on how to get rid of your student loans should be made before you graduate but if you are like most college seniors, thinking about paying off student loan debt is the furthest thing from your mind.

Where to pay extra

Where to pay extra

Recently, someone asked why their mortgage loan balance wasn’t going down, even though they were making extra payments each month. This sounded very odd, so further inquiry was needed. 

Get Out of Jail

Get Out of Jail

Being in debt is like being in jail. You want to get out of jail now.

Wage A War On Debt

Wage A War On Debt

If you are in debt, you need to be at war. Your mindset on debt needs to change. Debt is not something that you have to have in your life. Debt is a noose that will hang you. This is why you need to declare war on it. You need to start attacking it full force. Blast the debt!

Soaring Prescription Prices

Soaring Prescription Prices

Soaring prescription prices often means either not getting your much needed medicine or doing without some other essential item or maybe more debt.

Debt Consolidation vs. Debt Settlement vs. Bankruptcy

We’ve talked at length in past blogs about the dangers of cutting corners when it comes to debt. However, there are several legitimate avenues available to find debt relief. The most common solutions are debt consolidation, debt settlement, and bankruptcy. Nonetheless, before taking action to resolve debt, it’s important to understand each option. Read More

How to Deal with Hostile Debt Collection

In June, the Supreme Court ruled that companies who purchase debts and then collect them aren’t held accountable to the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects debtors from third-party overly aggressive actions and unfair collection practices.  However, Supreme Court relied on the statute’s wording of “third-party collection”, and found that the FDCPA does not […]