What’s holding you back?

What’s holding you back from being debt-free? Is it …

your spouse;
you don’t make enough money;
you don’t have time;
you have too much debt;
or something else.

You’re never too old

You’re never too old to save. Today, I read an article about a woman who at the age 50 realized she needed to make a change. At that point in her life, she had $20,000 in medical bills and an additional $20,000 in credit card debt. She had zero in savings and retirement. Initially, she […]

Dedication

If you want to be debt-free, you need dedication. You need to make a decision to become debt-free and stay dedicated to eradicating the debt. You cannot waiver from that decision. You need to make it a priority in your life. Couples need to be on the same page. One cannot decide to be debt-free, […]

Dreams vs. Goals

Are your goals only dreams? How do you tell the dreams vs. goals? The main difference between a dream and a goal is that a goal has a set date for achieving the goal. A dream, on the other hand, does not have a specific date for achieving. You can dream about being debt-free. You […]

Why be debt-free?

Have you asked yourself, “Why be debt-free?” If yes, then you need to ensure that you are wanting to be debt-free for the right reason. God does not want you to be burdened by debt. He wants you to be debt-free, so you will not be a slave to the lenders. He wants to be […]

Be Strong and Courageous

As I read this devotional today, I realized that this applies to our finances. We cannot give up or become discouraged as we struggle to get out from under the burden of debt. We must keep our eyes focused on God. We must not be fooled by the “fog” because we might be right near […]

Running a marathon

Getting out of debt is like running a marathon. Why? Well, a marathon is not a quick sprint. It involves a long, long run through arduous conditions. You can’t start out at full speed because if you do, you’ll give out long before the finish line. Getting out of debt is exactly like the marathon. It […]

Debt fatigue

Have you heard of debt fatigue? Debt fatigue occurs when you have been debt for so long that you are simply worn-out. You have lost all hope of getting out from under the mountain of debt. You have become so overwhelmed with your debt that you feel you’ll never be debt-free. So instead of buckling […]