Load or No Load

When buying mutual funds you want to consider load or no load funds. A  load is a sales charge or commission that is charged to an investor whenever they buy or redeem shares in a mutual fund. There are three types of loads – front-end load, back-end loads, and annual basis, such as a 12b-1 fee. The […]

The financial advantage of youth

The financial advantage of youth over an older adult is time. If you start investing at a young age and keep investing, by the time you are ready to retire, you should have built-up a comfortable amount in your retirement account, provided that you do not withdraw money from your retirement savings to pay down […]