Better than chocolate and flowers

What’s better than chocolate and flowers on Valentine’s Day? The answer – term life insurance. No, it’s not very romantic, but it will provide your family with security when you die. How much insurance should you purchase? At least 10 times your annual income, but preferably 20 times your annual income. If you earn $40,000 […]

Life insurance on children

When your baby is born, you receive offers for life insurance for your child. Life insurance on children is not a great idea. The companies tout the policies to you as a great investment on your child. They’ll have life insurance when they’re older. They won’t be denied life insurance if they end up with […]

What insurance do singles need?

Recently, I was asked, “What insurance do singles need?” The answer is simple you need health insurance, disability insurance, dental insurance, vision insurance, and a small amount of term life insurance. The need for health insurance should be obvious. We are human and we get sick. Having health insurance gives you the peace of mind […]

The truth about life insurance

Do you want to know the truth about life insurance? Then, keep reading. You need life insurance if you have a family and you need to provide for them in the event that you die before they do. If you are single, don’t have anyone depending on you, then you do not need life insurance. […]

MRHerrera