The Girl in the Green Scarf

 

 

 

I saw a movie, for the second time I might add, titled “Confessions of a Shopaholic” . In the movie, there is a young lady who is a writer. She very badly wants to go work for the top fashion magazine. Instead, she ironically ends-up getting a job writing for a money magazine. This all happens because of a green scarf. I am not going to spoil the movie for those of you who have not seen it.

So why am I writing about this movie you might be asking. Well, this girl loves to shop She has twelve credit cards! You might guess that they are all pretty much maxed out. This girl cannot resist a sale.

She lives in New York and shops for name brand items like Prada, Louis Vuitton, Versace, Gucci, etc. She has a creditor who is hounding her or in her words “stalking her”. She makes up lame excuses to avoid talking to him. He is trying to collect over $9.000 that she owes.

There might be some of you out there who are not unlike this character. You may not be able to resist a sale. Your closet might be overflowing with items that still have the sales tags on them. Heck, you might even have the same item in multiple colors. The worst part of all this is that you still haven’t paid-off the credit card(s) that you used to charge them on. You might be trying to avoid creditors or debt collectors.

So how can you payoff your debt and most importantly get that “stalker(s)” off your back? Look at all the items you have purchased and beginning selling them. Yes, sell them, especially those with the price tags still on them or the items in multiple colors. Use eBay, Craiglist, etc. Instead of avoiding your creditors, talk to them and make arrangements to start paying them back. You did incur the debt, so you need to pay it back. Get on a budget, start tracking your purchases/expenses, begin using the debt-snowball method to payoff your debt, and start saving in your emergency fund.

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