The three “Fs” are fatigue, frustration, and failure. You need to avoid them like the plague that they are. Fatigue is debt fatigue. Debt fatigue occurs when you have been in debt for so long that you are simply worn-out.
You have lost all hope of getting out from under the mountain of debt. You have become so overwhelmed with your debt that you feel you’ll never be debt-free. So instead of buckling down and getting yourself in a different mindset, you cave-in.
You go out and shop and spend tomorrow’s unearned money on today’s wants. You do it simply because of debt-fatigue.
The second “F” is frustration.Frustration occurs when you look at how much you owe and what you make. You become frustrated with your debt.
It seems to you that no matter how hard you work, you are always short of money. Your debt looms over you. This leads you to the third “F”.
The third “F” is failure. Yes,just like when you were in school and you flunked an exam or a whole course your final grade was an “F”. You failed.
Failure is there waiting for you like a lion stalking its prey. It launches and catches the smaller animal for his meal.
With you, failure is never being out-of-debt; never taking the first step towards being debt-free. Failure becomes larger than you or your debt. You give up. Then, you decide that you’ll always be in debt. The fight has been lost before you even started. Please don’t give up. Stay away from the three “Fs”. You can do it!