Wage a war on debt
If you are in debt, you need to be at war. Your mindset on debt needs to change. Debt is not something that you have to have in your life. Debt is a noose that will hang you. This is why you need to declare war on it. You need to start attacking it full force. Blast the debt!
Debt might currently be your way of life. It does not have to be nor should it be. Apply yourself to getting rid of your debt. Use the principles taught in this site.
- Use the debt avalanche or the debt-snowball to pay off your debt;
- Track your spending;
- Create a money blueprint/spending plan/budget and stay on it;
- Start building an emergency fund;
- Stop using credit and/or credit cards.
If you do the above, you will get out-of-debt. The key is to become energized and angry about the debt you currently have. You got into debt. Now by declaring war on it, you will get out of it. Stay focused and do not deter from your objective, which is to be debt-free!