Among the most common real estate problems faced by homeowners is conflict with a Homeowners Association. The stereotypes about HOAs are familiar to everyone: micromanaging, pettiness, unreasonable demands, tyrannical Christmas decoration policies. However, most legal troubles faced by homeowners going against their HOA have less to do with inflatable Santas installed on rooftops and more to do with breaches of contract and risk of foreclosure.
A Prayer for Talking With God God, Sometimes I don’t feel like I have the words to pray. I don’t always know what to say to You. What do I say to someone who is perfect in every way? Please help me remember that You want to hear from me. Give me the confidence to speak what’s on