Your important is what matters to you the most. From the moment you get up, to the moment you go to bed, you choose your important. Financially, you need to choose what is most important to you. Let’s look at a few choices:
- Is it more important to go out and eat at lunch or save the money. Then, use that money to pay down debt?
- Is it more important to go out partying on the weekends or to save the money?
- Is it more important to keep incurring credit card or to pay down/pay off the debt?
- Is it more important to take out student loans or work to graduate without debt?
- Is it more important to lease a car and have the latest model every two years or is it more important to buy a used car that you pay cash for and have it until it’s no longer cost-effective?
- Is it more important to buy steak or to buy hamburger meat?
- Is it more important to buy name-brands or generic?
- Is it more important to buy a house or rent?
- Is it more important to spend money and have good time now or save that money, so you can have a great retirement?
- Is it more important to have a lavish wedding or small one?
As you can see, your important matters. It matters financially. Are your willing to make the hard choices now, so that later you can enjoy the fruits of those choices? You have to choose your important. You have to make the choices. No one else is going to make them for you.