Financial Ministry


The MRHerrera web site is here to offer you encouragement and tools to help you achieve financial freedom.

I lead financial freedom classes at our church. I counsel people individually on getting out-of-debt. Above all, I am Christian. I believe that God owns it all and we are His stewards. I hope that this site provides you with the information and tools you need to help you achieve financial freedom.

Is debt something that you are experiencing? Do you have too little paycheck for too many bills? Do you want to get out from under debt? Are you and your spouse constantly arguing about money?

If you answered yes to these questions, you can get help here. A series of posts will written to help you out he steps to get out of debt are few, but the process 

“Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.” – Malachi 3:10



Consumption Junkie

Consumption Junkie (CJ) is someone who wants the latest model of everything. They don’t stop to think about the true cost of consumption. The CJ’s will just buy and charge. A cell company announces that their new model of phone will be released soon. The CJ will start to think that…

Wage A War On Debt
Wage a war on consumer debt

Don’t you want to wage a war on debt? That’s right, you don’t want to just reduce it; you want to annihilate it! You want it gone, blasted out of your life. Unfortunately, you might feel overwhelmed by it. I want you to know that you can wage a war on debt.. 

Individual Retirement Arrangements
Individual Retirement Arrangements

There have been several tax law changes during 2018 that are affecting Individual Retirement Arrangement (IRA) planning strategies for 2018. This column reviews five of these strategies.
1. Roth IRA conversion

What's Holding You Back
What's Holding You Back

What’s holding you back from being debt-free? Is it …

  1. your spouse;
  2. you don’t make enough money;
  3. you don’t have time;
  4. you have too much debt;
  5. or something else.


Proverbs 3:9

Proverbs 3:9 “Honor the Lord with your wealth and with the best part of everything you produce.” Proverbs 3:9 Menu Close Homepage About Archives Contact Us Resources Scriptures Useful Articles RH

How to Eliminate Debt

Menu Home About Archives Devotionals Scripture Verses 7 different scriptures on the wise use of money Bible verses dealing with debt Verses for Evangelism Bible verses that deal with the…

Consumption Junkie

Consumption Junkie (CJ) is someone who wants the latest model of everything. They don't stop to think about the true cost of consumption. The CJ's will just buy and charge.…
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