NSI

What is NSI and how does it figure into your spending plan/cash flow plan/budget? NSI stands for Net Spendable Income. Your NSI is the income you have left to cover all of your monthly expenses. To arrive at your NSI,…

Back to the Basics

THURSDAY, MARCH 20, 2014 Look how far you have fallen! Turn back to me and do the works you did at first.—Revelation 2:5, NLT I once knew a guy who was always in the best shape. I would run into…

Is the Honeymoon Over?

WEDNESDAY, MARCH 19, 2014 Nevertheless I have this against you, that you have left your first love.—Revelation 2:4 What is the first love that Jesus was speaking of in Revelation 2? It’s similar to the kind of love that two…

At the Right Time

TUESDAY, MARCH 18, 2014 When the right time came, God sent his Son, born of a woman, subject to the law.—Galatians 4:4 By nature, I tend to be an impatient person. I’m one of those guys who, when the pizza…

Faithful in the Little Things

SATURDAY, MARCH 15, 2014 If you are faithful in little things, you will be faithful in large ones.—Luke 16:10 When I was a young Christian attending Calvary Chapel of Costa Mesa, I would listen to Pastor Chuck Smith and some…

Spreading Our Wings

FRIDAY, MARCH 14, 2014 You know that when your faith is tested, your endurance has a chance to grow. So let it grow, for when your endurance is fully developed, you will be perfect and complete, needing nothing.—James 1:3–4 When…

The Trap of Compromise

THURSDAY, MARCH 13, 2014 We are not ignorant of his devices.—2 Corinthians 2:11 When I was a kid, I collected snakes. I don’t know why, but I thought snakes were very cool. It was my goal in life to become…

The Law That Liberates

WEDNESDAY, MARCH 12, 2014 He who looks into the perfect law of liberty and continues in it, and is not a forgetful hearer but a doer of the work, this one will be blessed in what he does.—James 1:25 One…

His Way or Your Way?

TUESDAY, MARCH 11, 2014 Come now, you who say, “Today or tomorrow we will go to such and such a city, spend a year there, buy and sell, and make a profit”; whereas you do not know what will happen…