Debt-to-Income Ratio

Knowing your debt-to-income ratio is very important. Lenders use it to know how much debt you qualify for. Let’s look at what is the debt-to-income (DTI) ratio. The DTI is your total debt divided by your total income. The ratio is best calculated…

When One Is a Majority

MONDAY, AUGUST 31, 2015 “Do not rebel against the LORD, and don’t be afraid of the people of the land. They are only helpless prey to us! They have no protection, but the Lord is with us! Don’t be afraid…

Two Things You Need To Know (. . .Actually Four)

SATURDAY, AUGUST 29, 2015 “And as you go, preach, saying, ‘The kingdom of heaven is at hand.’”— Matthew 10:7 There are two “secret weapons” that God has given the church which are rarely used today. They are not whine and…

Fannie Mae’s HomeReady Program

Fannie Mae (FNMA/OTC) has introduced HomeReady™ mortgage. This program is aimed to allow low and moderate income individuals access to an affordable, sustainable mortgage. While this program is not yet available, Fannie Mae will provide additional details to lenders in the coming…

The Message Proclaimed

FRIDAY, AUGUST 28, 2015 “And how shall they hear without a preacher? And how shall they preach unless they are sent? As it is written: ‘How beautiful are the feet of those who preach the gospel of peace, who bring…