Was the debt ceiling deal enough for families? August 3, 2011 I’m sure you’ve heard by now that after weeks of political grandstanding, Congress raised the debt ceiling so that our country can continue paying for its current obligations. And…
The importance of an Emergency Fund might elude some of you, but let me tell you it is critical. Years back before the economy took a dive and unemployment was low, it was okay to have three months of expenses in an emergency fund.
It has been heralded as one of the most significant pieces of legislation ever produced by the federal government—one that impacted the United States socially, economically and politically. But it almost never came to pass. The Servicemen’s Readjustment Act of…
IRA stands for Individual Retirement Arrangements. It’s a savings account with big tax breaks. Thus, making it an ideal way to save cash for your retirement. An IRA itself is not an investment. It’s just the “basket” in which you…
“(W)ith respect to future debt; would it not be wise and just for that nation to declare in the constitution they are forming that neither the legislature, nor the nation itself can validly contract more debt, than they may pay…
A “‘Dear Abby’ for the down and out”, is an inspiring story for all of us. In these times of economic hardships, anyone who has a little extra can share with those in need. Open your eyes and your hearts…
Fraud Alert vs. Credit Freeze By Kimberly Lankford, Contributing Editor, Kiplinger’s Personal Finance Both of these allow you to protect your personal information, but one is more foolproof. What is the difference between a credit freeze and a fraud alert?…
What is FICO? FICO stands for Fair Isaacs Corporation. In 1989, the Fair Isaacs Corporation and Equifax developed the score. To calculate your score, the system awards points for each factor that can help predict the likelihood of a person…
National disaster – when you read those words what comes to mind? Is it the US’ budget deficit, the raising of the debt ceiling, the floods, or the earthquakes happening in the US? Those are all national disasters, but to…
