The new car smell
When you buy a new car, you have that great new car smell. Unfortunately, it doesn’t last anywhere near the length of the car payments. Many of you decide within four years to get a new car. This is the…
Category Debt
Combining your student loans
Combining your student loans does not refer to consolidating multiple students into one. What I am talking about is when two people marry and they combine their debt. They decide, well we are married and all of debt should be…
What The Bible Teaches Us about Financial Obligations and Responsibility
By Cliff Dansby Contributing Author Money, everyone says, is “the root of all evil”. Many Christians and non-Christians alike misquote this teaching from the apostle Paul in the New Testament book of 1 Timothy. However, it’s the love of money and…
No credit card debt in 21 months
You can have no credit card debt in 21 months. If you have a strong FICO score, you should look into applying for a Citi Similipcity Card. This card offers 21 months of no interest payments on balance transfers or…
Make it Zero
What do I mean by make it zero? It means eliminating your debt to nothing. Many of you are trying to adhere to the debt avalanche or the debt blast. However, you might be feeling a bit frustrated. If you…
Summer Weddings
Some of you might be planning summer weddings. If so, congratulations. However, before you start saying, “We are going spend X number of dollars on the wedding.” You need to rephrase that statement with, “Are we able to afford to…
Blast the debt
Unpaid credit card can rapidly become expensive and reach a point of ludicrously expensive. You need to blast the debt!. The majority of interest rates charged on credit cards is tied to the Federal Funds rate controlled by the Federal Reserve (Fed).…
Storage units
If you have a storage unit or storage units, you are most likely paying anywhere from $45 to over $100 a month depending on the size of the unit. If you rent a climate controlled unit, then the costs are even higher.…
Christmas 2015 and Debt
Christmas 2015 is just around the corner and with it, if you are not careful, is debt. Many of you might have failed to plan ahead and saved for Christmas. You decided that a Money Blueprint (Spending Plan, Budget) was…
