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I just came across an article in Yahoo about The “52-WEEK SAVINGS” CHALLENGE. It is really a great way to save money. It also appears to be very easy to achieve. The whole idea is to start by saving a dollar the first week and two dollars the next week. The third week you save $3.00. Each week you are increasing your savings by one dollar. By the last week of the year you’ll be saving $52 that week. In a year’s time you would have accumulated $,1,378.
| Year 1 Dollars/Week | Savings | Year 2 Dollars/Week | Savings | |
| $1.00 | $1.00 | $53.00 | $1,431.00 | |
| $2.00 | $3.00 | $54.00 | $1,485.00 | |
| $3.00 | $6.00 | $55.00 | $1,540.00 | |
| $4.00 | $10.00 | $56.00 | $1,596.00 | |
| $5.00 | $15.00 | $57.00 | $1,653.00 | |
| $6.00 | $21.00 | $58.00 | $1,711.00 | |
| $7.00 | $28.00 | $59.00 | $1,770.00 | |
| $8.00 | $36.00 | $60.00 | $1,830.00 | |
| $9.00 | $45.00 | $61.00 | $1,891.00 | |
| $10.00 | $55.00 | $62.00 | $1,953.00 | |
| $11.00 | $66.00 | $63.00 | $2,016.00 | |
| $12.00 | $78.00 | $64.00 | $2,080.00 | |
| $13.00 | $91.00 | $65.00 | $2,145.00 | |
| $14.00 | $105.00 | $66.00 | $2,211.00 | |
| $15.00 | $120.00 | $67.00 | $2,278.00 | |
| $16.00 | $136.00 | $68.00 | $2,346.00 | |
| $17.00 | $153.00 | $69.00 | $2,415.00 | |
| $18.00 | $171.00 | $70.00 | $2,485.00 | |
| $19.00 | $190.00 | $71.00 | $2,556.00 | |
| $20.00 | $210.00 | $72.00 | $2,628.00 | |
| $21.00 | $231.00 | $73.00 | $2,701.00 | |
| $22.00 | $253.00 | $74.00 | $2,775.00 | |
| $23.00 | $276.00 | $75.00 | $2,850.00 | |
| $24.00 | $300.00 | $76.00 | $2,926.00 | |
| $25.00 | $325.00 | $77.00 | $3,003.00 | |
| $26.00 | $351.00 | $78.00 | $3,081.00 | |
| $27.00 | $378.00 | $79.00 | $3,160.00 | |
| $28.00 | $406.00 | $80.00 | $3,240.00 | |
| $29.00 | $435.00 | $81.00 | $3,321.00 | |
| $30.00 | $465.00 | $82.00 | $3,403.00 | |
| $31.00 | $496.00 | $83.00 | $3,486.00 | |
| $32.00 | $528.00 | $84.00 | $3,570.00 | |
| $33.00 | $561.00 | $85.00 | $3,655.00 | |
| $34.00 | $595.00 | $86.00 | $3,741.00 | |
| $35.00 | $630.00 | $87.00 | $3,828.00 | |
| $36.00 | $666.00 | $88.00 | $3,916.00 | |
| $37.00 | $703.00 | $89.00 | $4,005.00 | |
| $38.00 | $741.00 | $90.00 | $4,095.00 | |
| $39.00 | $780.00 | $91.00 | $4,186.00 | |
| $40.00 | $820.00 | $92.00 | $4,278.00 | |
| $41.00 | $861.00 | $93.00 | $4,371.00 | |
| $42.00 | $903.00 | $94.00 | $4,465.00 | |
| $43.00 | $946.00 | $95.00 | $4,560.00 | |
| $44.00 | $990.00 | $96.00 | $4,656.00 | |
| $45.00 | $1,035.00 | $97.00 | $4,753.00 | |
| $46.00 | $1,081.00 | $98.00 | $4,851.00 | |
| $47.00 | $1,128.00 | $99.00 | $4,950.00 | |
| $48.00 | $1,176.00 | $100.00 | $5,050.00 | |
| $49.00 | $1,225.00 | $101.00 | $5,151.00 | |
| $50.00 | $1,275.00 | $102.00 | $5,253.00 | |
| $51.00 | $1,326.00 | $103.00 | $5,356.00 | |
| $52.00 | $1,378.00 | $104.00 | $5,460.00 |
Of course, if you put your money in a savings account, you could actually have more money because you would be earning interest on the money! If you continue doing this the following year, you would have saved $5,460. This doesn’t even include any interest. Why don’t you try the challenge and see how you do. I’d love to hear your results. If you get into this habit of saving, you’ll keep doing it for several years.
