Day August 23, 2013

Out-of-whack

Are you budget percentages out-of-whack? Do your expenses look something like this: Expenses  % Credit cards 44% Housing 28% Food 15% Utilities 15% Transportation 15% Other 10% 127% When in fact they should look like this: Category  Recommended % Tithe…

When to have a credit card

During this summer’s financial class, I was asked if it was ever good to have a credit card. I explained the following as to when to have a credit card: First, you must ensure that you don’t have credit card…