I can’t budget because I have irregular income

If you have avoided creating a budget/spending plan/cash flow plan, because, “I can’t budget because I have irregular income.” You my friend could not be more wrong. You are more in need of a budget/spending plan/cash flow plan than anyone else.…

Is my home mortgage interest deduction a good idea?

Have you asked yourself this question, “Is my home mortgage interest deduction a good idea? You might not or you might have. The interest deduction on your tax returns is important. However, do not fall victim to the “I am…

Recommended Expense Percentages

Below is a list of the recommended expense percentages for your monthly expenses. Try to stick to the lower end of the recommended range. This way, you will live below your means but still cover your needs.  Compare the percentage…

Account for the “unexpected” known expenses

How do you account for the “unexpected” known expenses on a spending plan, budget, cash flow plan (all basically the same thing)? First, let’s define what is an “unexpected” known expense. It really is not an unexpected expense. It is…

Where Hope Grows

WEDNESDAY, JUNE 27, 2012 We can rejoice, too, when we run into problems and trials, for we know that they help us develop endurance. And endurance develops strength of character, and character strengthens our confident hope of salvation. –Romans 5:3–4…

The truth about life insurance

Do you want to know the truth about life insurance? Then, keep reading. You need life insurance if you have a family and you need to provide for them in the event that you die before they do. If you…

A Continual Looking Forward

THURSDAY, JULY 19, 2012 “Set your mind on things above, not on things on the earth.” –Colossians 3:2 C. S. Lewis wrote, “A continual looking forward to the eternal world is not (as some modern people think) a form of…