It’s a Big Deal

MONDAY, AUGUST 20, 2012 Keep a close watch on how you live and on your teaching. Stay true to what is right for the sake of your own salvation and the salvation of those who hear you. –1 Timothy 4:16…

A Hospital for Sinners

FRIDAY, AUGUST 10, 2012 “Even them I will bring to My holy mountain, and make them joyful in My house of prayer. Their burnt offerings and their sacrifices will be accepted on My altar; for My house shall be called…

Ten Things Dave Ramsey Got Wrong

By Francis X. Curmudgeon The other week I finished up a five part series of posts on Dave Ramsey’s Seven Baby Steps.  It seems to have been well received and still gets a steady stream of clicks.  But honestly, I was expecting…

Why Jesus Cried

WEDNESDAY, AUGUST 8, 2012 Why Jesus Cried But God demonstrates His own love toward us, in that while we were still sinners, Christ died for us. –Romans 5:8 As Jesus made His triumphal entry into Jerusalem on what we know…

I can’t budget because I have irregular income

If you have avoided creating a budget/spending plan/cash flow plan, because, “I can’t budget because I have irregular income.” You my friend could not be more wrong. You are more in need of a budget/spending plan/cash flow plan than anyone else.…

Is my home mortgage interest deduction a good idea?

Have you asked yourself this question, “Is my home mortgage interest deduction a good idea? You might not or you might have. The interest deduction on your tax returns is important. However, do not fall victim to the “I am…

Recommended Expense Percentages

Below is a list of the recommended expense percentages for your monthly expenses. Try to stick to the lower end of the recommended range. This way, you will live below your means but still cover your needs.  Compare the percentage…

Account for the “unexpected” known expenses

How do you account for the “unexpected” known expenses on a spending plan, budget, cash flow plan (all basically the same thing)? First, let’s define what is an “unexpected” known expense. It really is not an unexpected expense. It is…

Where Hope Grows

WEDNESDAY, JUNE 27, 2012 We can rejoice, too, when we run into problems and trials, for we know that they help us develop endurance. And endurance develops strength of character, and character strengthens our confident hope of salvation. –Romans 5:3–4…