Your Rights as a Debtor

Did you know that the Federal government passed two Acts in 1977 to protect your rights as a debtor? The first one, is the Federal Fair Credit Reporting Act (FFCRA). The second one is the Federal Debt Collection Practices Act…

Why Saving In Your 401(k) Might Be Horrible For You

Frank Armstrong III, A 401(k) may be the largest financial asset a family has. They can be great to build wealth, or so defective they may not be worth your participation. They range from excellent to awful. Unfortunately, it’s up…

It’s All Good

FRIDAY, JULY 6, 2012 “Let your conduct be without covetousness; be content with such things as you have. For He Himself has said, “I will never leave you nor forsake you.”–Hebrews 13:5 Sometimes people use the expression, “It’s all good!”…

Student Loans

High school juniors and seniors are getting ready for college. Some of you might qualify for scholarships, while others think they’ll have to take out student loans. Before you take out student loans, you need to make sure that upon…

A Faith that Can’t Be Trusted

TUESDAY, JULY 3, 2012 Dear brothers and sisters, when troubles come your way, consider it an opportunity for great joy. For you know that when your faith is tested, your endurance has a chance to grow. –James 1:2–3 Generally in life,…

You are Safe…in Jesus!

SATURDAY, JUNE 30, 2012 When you go to a place like Disneyland with your children, you know where they are. You don’t leave the park and forget them, because you protect what you love. In the same way, God never…

Drawing the line

MRHerrera Financial Ministry Drawing the Line Drawing the Line Drawing the line means that when you prepare your budget, spending plan, cash flow plan (whatever name you choose to call it), you need to start with your gross income, give…

A Bigger Picture

TUESDAY, JUNE 26, 2012 My thoughts are nothing like your thoughts,” says the Lord. “And my ways are far beyond anything you could imagine.”–Isaiah 55:8 On one occasion the disciples of Jesus brought up the subject of a tower that…

You Can Ask Why

FRIDAY, JUNE 22, 2012 Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God. –Philippians 4:6 What is the perfect thing to do when crisis hits, when you are…