A ‘Dear Abby’ for the down and out

A “‘Dear Abby’ for the down and out”, is an inspiring story for all of us. In these times of economic hardships, anyone who has a little extra can share with those in need. Open your eyes and your hearts…

Fraud Alert vs. Credit Freeze

Fraud Alert vs. Credit Freeze By Kimberly Lankford, Contributing Editor, Kiplinger’s Personal Finance Both of these allow you to protect your personal information, but one is more foolproof. What is the difference between a credit freeze and a fraud alert?…

What is a FICO score?

What is FICO? FICO stands for Fair Isaacs Corporation. In 1989, the Fair Isaacs Corporation and Equifax developed the score. To calculate your score, the system awards points for each factor that can help predict the likelihood of a person…

National Disaster

National disaster – when you read those words what comes to mind? Is it the US’ budget deficit, the raising of the debt ceiling, the floods, or the earthquakes happening in the US? Those are all national disasters, but to…

Sharing a story

For those of you who are seeing some of their darkest hours because of their current financial crisis, I want you to read an article by Todd Temple and his journey out of debt. His personal journey should offer you…

The $5 Saving Method

This is a really simple and effective method for saving money. It ties in very well with my previous episode on the Envelope Budgeting System. Very practical, simple, and easy to do.Give it a try! Home

How to make a Shoebox budget

This video is a detailed tutorial that shows you how you can build a budget… using a shoebox. If you’re new to budgeting and don’t know how to go about it, this is a great model to follow. LINKS: The…