I don’t believe in debt and neither should you!

I don’t believe in debt and neither should you! Debt is the worst thing you can have. It robs you of many things. In the ’70’s, I received an almost full scholarship to attend a private college in California. Even…

How to Pay-Off Your Mortgage Early

How to Pay-Off Your Mortgage Early involves discipline and commitment. I know because our mortgage was paid-in-full last month. We took out our mortgage to build our home in 2000. Initially, we had to do a 30-year-loan, as rates were…

Identifying needs versus wants and desires

Identifying needs versus wants and desires is really not that hard. We all have basic needs food, clothing, and shelter. The problem comes when we start treating our wants and desires as needs. Let’s take food. To satisfy our hunger…

Excuses, Not Reasons

And let us not neglect our meeting together, as some people do, but encourage one another, especially now that the day of his return is drawing near.—Hebrews 10:25 A reason is what we offer when we are unable to do…

Are you filled with joy?

I just read this wonderful information and had to share it. Are you filled with joy? I have told you this so that you will be filled with my joy. Yes, your joy will overflow! John 15:11 NLT Full joy…

Family Feuds: The Battles Over Retirement Accounts

Family Feuds: The Battles Over Retirement Accounts By CAROLYN T. GEER Robert Neubecker Stock-market turmoil once again has Americans worrying about their 401(k)s and individual retirement accounts. But families can be blindsided by another aspect of these accounts: confusing rules…

Which Way to Retirement?

Which Way to Retirement? by Kelly Greene Monday, August 15, 2011 If you are on the verge of retirement, the past few weeks must have seemed like a horror movie. Just when you thought you had emerged from the wreckage…

Courageous

Courageous – Four men, one calling: To serve and protect. As law enforcement officers, they face danger every day. Yet when tragedy strikes close to home, these fathers are left wrestling with their hopes, their fears, and their faith. From…

Tell Him about it

Tell Him about it: Pray in the Spirit at all times and on every occasion. Stay alert and be persistent in your prayers for all believers everywhere.—Ephesians 6:18 In his excellent book, How to Pray, R. A. Torrey said, “Prayer…