When darkness comes
When darkness comes and despair feels your heart because you’ve no money left and your bills remain unpaid and debt is mounting, what will you do? Will you bury your head in sand and ignore the debt? Will you let…
Category Debt
More debt than savings
Americans are accumulating more debt than savings. In fact, debt is growing faster than retirement savings. People between the ages of 50 to 65 have only about two years worth of savings for their retirement.
Dedication
If you want to be debt-free, you need dedication. You need to make a decision to become debt-free and stay dedicated to eradicating the debt. You cannot waiver from that decision. You need to make it a priority in your…
Pay your college tuition with crowdfunding
Until this morning, I had not heard of “Crowdfunding”. It’s not even a real word, but a combination of two real words. So what is “Crowdfunding”? Well, you can pay your college tuition with “Crowdfunding” . Essentially, you go to…
When to have a credit card
During this summer’s financial class, I was asked if it was ever good to have a credit card. I explained the following as to when to have a credit card: First, you must ensure that you don’t have credit card…
Are you average?
Many of you upon reading the title of the post probably answered, “Not me. No way am I average.” However, here are some statistics about the average U.S. citizen: 70% of Americans live paycheck-to-paycheck 65% of Americans don’t have enough…
Wage a war on consumer debt
Wage a war on consumer debt By RH Is debt something that you are experiencing? Do you have too little paycheck for too many bills? Do you want to get out from under debt? Are you and your spouse constantly…
Organize your bills with Manilla
Makes the Debt Snowball m-u-c-h easier to track! Recommended by Dave Ramsey on a recent radio show. Use Manilla to manage your finances and accounts in one place, organize and simplify your life, and GET IT TOGETHER. Try it today…
7 Real People Who Are Winning Their Fight With Debt
I just read this article and found it very interesting. The one thing they all have in common is that they were willing to start living below their means, get additional income, and make sacrifices for awhile in order to…
