If you take these seven steps to financial freedom, you will achieve financial freedom. The key is to do the steps and become committed to doing them. Also, if you are married both of you must become committed to doing…
When your baby is born, you receive offers for life insurance for your child. Life insurance on children is not a great idea. The companies tout the policies to you as a great investment on your child. They’ll have life…
The end of the year is almost here. Many of you are planning for your Thanksgiving meal and/or on buying Christmas presents. Some of you might want to do these things, but don’t have any money to do them. At…
We need to learn to live within our means and at the same time meet our needs. When we try to keep up with the Joneses, we are striving to have what they have. We don’t stop and think about…
Some of you might be dating someone whom you are thinking about marrying. You might have been dating for awhile but have never discussed money. You don’t have a clue about the other person’s finances. Before you decide to marry…
If you have listened to Dave Ramsey, attended an FPU class, a Crown Financial Ministry class, or read some of my earlier posts, we recommend that you cut-up all your credit cards. To change-up William Shakespeare’s famous line from Hamlet,…
Dave Ramsey is very good at teaching people how to get out-of-debt. However, Dave Ramsey is wrong about living revocable trusts. He tells people that you do not need a living revocable trust. I am not an attorney, but I…
Are your goals only dreams? How do you tell the dreams vs. goals? The main difference between a dream and a goal is that a goal has a set date for achieving the goal. A dream, on the other hand,…
I am sure that many, if not all of you, have read the children’s book The Tortoise and The Hare. If you have not read the book, it is the story of a rabbit challenging a tortoise to a race. Well, we…
