Summer Weddings
Some of you might be planning summer weddings. If so, congratulations. However, before you start saying, “We are going spend X number of dollars on the wedding.” You need to rephrase that statement with, “Are we able to afford to…
RH
Budgeting
I was reading a book, Money: God or Gift, by Jamie Munson. In the book, he talks about five different approaches to budgeting. The Ignorance Is Bliss Plan The Parent Bailout Plan The Credit Card Plan The Hand-to-Mouth Plan The…
Attitude adjustment
To make progress in your financial life you might need an attitude adjustment. When you are facing financial problems, you can become stressed and/or depressed. The first step to get out of financial problems is to an attitude adjustment. You need…
Blast the debt
Unpaid credit card can rapidly become expensive and reach a point of ludicrously expensive. You need to blast the debt!. The majority of interest rates charged on credit cards is tied to the Federal Funds rate controlled by the Federal Reserve (Fed).…
Retirement Strategy
Many of you have a retirement strategy that is simply not going to work. Too many of you are counting on Social Security Benefits to see you through your retirement years. Social Security was established to cover only 40% of…
Investment accounts
Keeping your money in investment accounts is the key for long-term planning. The stock market will go up and it will go down. If stocks drop at least 10% but less than 20% this called a market correction. When investment…
Keep prescription costs down
With the introduction of the Affordable Care Act (ObamaCare), it seems that prescription prices have gone up. How is the average person supposed to keep prescription costs down? Here are some ways to keep prescription costs down: Check the Tier:…
House Fever
Have you experienced house fever? House fever occurs when you cannot wait to buy a house. You might be newly married or a young single professional. You have friends and parents urging you to buy a house. They say things…
Get $150
In order to get $150, go to Motif Investing and open an account with them. According to their web site: Invest in a wealth of ideas Now you can invest in the trends, issues, and values that matter to you—from…
