You’re never too old
You’re never too old to save. Today, I read an article about a woman who at the age 50 realized she needed to make a change. At that point in her life, she had $20,000 in medical bills and an…
RH
Money Envelope Template
If you want a money envelope template to use so you can keep track of your cash and spending, here is a free template. The template was created by Tracie at the Penny Pinchin Mom. The template is based off the envelopes…
In the Fourth Watch
TUESDAY, SEPTEMBER 01, 2015 Now in the fourth watch of the night Jesus went to them, walking on the sea.— Matthew 14:25 In the Gospels we find a story about Jesus sending His disciples across the Sea of Galilee. As…
Debt-to-Income Ratio
Knowing your debt-to-income ratio is very important. Lenders use it to know how much debt you qualify for. Let’s look at what is the debt-to-income (DTI) ratio. The DTI is your total debt divided by your total income. The ratio is best calculated…
When One Is a Majority
MONDAY, AUGUST 31, 2015 “Do not rebel against the LORD, and don’t be afraid of the people of the land. They are only helpless prey to us! They have no protection, but the Lord is with us! Don’t be afraid…
Two Things You Need To Know (. . .Actually Four)
SATURDAY, AUGUST 29, 2015 “And as you go, preach, saying, ‘The kingdom of heaven is at hand.’”— Matthew 10:7 There are two “secret weapons” that God has given the church which are rarely used today. They are not whine and…
Fannie Mae’s HomeReady Program
Fannie Mae (FNMA/OTC) has introduced HomeReady™ mortgage. This program is aimed to allow low and moderate income individuals access to an affordable, sustainable mortgage. While this program is not yet available, Fannie Mae will provide additional details to lenders in the coming…
The Message Proclaimed
FRIDAY, AUGUST 28, 2015 “And how shall they hear without a preacher? And how shall they preach unless they are sent? As it is written: ‘How beautiful are the feet of those who preach the gospel of peace, who bring…
Who Will Go?
THURSDAY, AUGUST 27, 2015 “Also I heard the voice of the Lord, saying: ‘Whom shall I send, and who will go for Us?’ Then I said, ‘Here am I! Send me.’ “— Isaiah 6:8 God said in the presence of…
