Category Debt

Wage A War On Debt

Wage A War On Debt

If you are in debt, you need to be at war. Your mindset on debt needs to change. Debt is not something that you have to have in your life. Debt is a noose that will hang you. This is why you need to declare war on it. You need to start attacking it full force. Blast the debt!

How to Tackle Holiday Debt Before It Begins

MRHerrera Financial Ministry How To tackle holiday debt before it begins November 27, 2018  As the air turns crisp and the leaves change color, you realize that the holidays are right around the corner. If you’re planning to celebrate this…

Debt Consolidation vs. Debt Settlement vs. Bankruptcy

We’ve talked at length in past blogs about the dangers of cutting corners when it comes to debt. However, there are several legitimate avenues available to find debt relief. The most common solutions are debt consolidation, debt settlement, and bankruptcy. Nonetheless, before taking…

How to Deal with Hostile Debt Collection

In June, the Supreme Court ruled that companies who purchase debts and then collect them aren’t held accountable to the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects debtors from third-party overly aggressive actions and unfair collection practices.  However, Supreme Court…

Debt Snowball vs Debt Avalanche

You’ve heard of Debt Snowball and/or Debt Avalanche. You might be wondering what’s the difference between them. You might also be wondering if one is better than the other. Let’s compare Debt Snowball vs Debt Avalanche. DEBT SNOWBALL When you…