Savings

You’re never too old

You’re never too old to save. Today, I read an article about a woman who at the age 50 realized she needed to make a change. At that point in her life, she had $20,000 in medical bills and an…

Using cable TV to save money

Some of you might think that using cable TV to save money is not accurate. However, you need to understand that this means you are to take the money you are spending on your monthly cable TV bill and save…

Your O-line

Your O-line is your offensive line in football. These players protect the quarterback. They make a path for the running back, receivers, and tight-ends. Teams want to have big strong and fast offensive linemen to “battle” the other team’s defensive…

Sinking Fund

You can use a sinking fund to save for future major expenses. Some of you might not have heard of the term sinking fund. It is a financial term. Its approach is applicable for everyone. In real estate, when a landlord…

The joy of a used car

We all like new, shiny cars. The smell of a new car is great. However, there is the joy of a used car. Granted, a used car does not have that new car smell nor is it shiny. The odometer…

Emergency Fund

I am sure you’ve heard the term Emergency Fund before.  What is an Emergency Fund? Who should have it? When do you start it? Where should you save  it? Why do you need it? How do you start it? These are the questions that…

Savings 101

Savings 101

The New Year is almost here and this year could make a big difference for you financially, if your learn about Savings 101. No, it is not a class or course. It is the basics of savings.

Everyone needs to learn to save. You can start small and then build it up. Many people are afraid to start saving because they don’t think they earn enough money. They say they cannot afford to save. However, the truth is you cannot afford to not save.

When should you start to save?

      I have been asked when should you start to save. My reply is very simple. You need to start saving when you starting receiving any type of money. Does this mean your children should be saving? If…