I Received a Windfall – What Now?

The Powerball lottery jackpot reached a staggering number last month, topping out at $758.7 million, amounting to the second largest haul in the contest’s history. The odds of winning were one in 292.2 million. Obviously, with numbers like that, the chances…

Debt Consolidation vs. Debt Settlement vs. Bankruptcy

We’ve talked at length in past blogs about the dangers of cutting corners when it comes to debt. However, there are several legitimate avenues available to find debt relief. The most common solutions are debt consolidation, debt settlement, and bankruptcy. Nonetheless, before taking…

How to Deal with Hostile Debt Collection

In June, the Supreme Court ruled that companies who purchase debts and then collect them aren’t held accountable to the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects debtors from third-party overly aggressive actions and unfair collection practices.  However, Supreme Court…

Debt Snowball vs Debt Avalanche

You’ve heard of Debt Snowball and/or Debt Avalanche. You might be wondering what’s the difference between them. You might also be wondering if one is better than the other. Let’s compare Debt Snowball vs Debt Avalanche. DEBT SNOWBALL When you…

Prime the pump

Many of you have heard the story about the traveler who was lost in the desert and out of water. He was literally dying of thirst. He knew that death was near unless he found water soon. In the distance,…

When You’re Overwhelmed

Saturday, August 12, 2017 When You’re Overwhelmed “From the end of the earth I will cry to You, when my heart is overwhelmed; lead me to the rock that is higher than I.”—Psalm 61:2 Are you facing a personal crisis…