Are you suffering from WAS?
Are you suffering from WAS? What exactly do I mean by WAS? WAS is actually an Acrostic. It stands for: W – Worry A – Anxiety S – Stress When you have money worries, it will sometimes make you anxious.…
Are you suffering from WAS? What exactly do I mean by WAS? WAS is actually an Acrostic. It stands for: W – Worry A – Anxiety S – Stress When you have money worries, it will sometimes make you anxious.…

If you want a money envelope template to use so you can keep track of your cash and spending, here is a free template. The template was created by Tracie at the Penny Pinchin Mom. The template is based off the envelopes…
King Solomon was the wisest, wealthiest man on earth. He denied himself nothing. He enjoyed great pleasures and had everything that his money could buy. However, he never found true joy through materialism. Look at Ecclesiastes 2: 1-11: 2 I said…
The question, “Are you an embezzler?” might seem odd in a financial ministry. Many people are embezzlers even though they are not embezzling from their jobs or others. However, when you are not tithing back to God, you are in…
Every tax season, I hear this same story from different people. This is why I decided to write a cautionary story about it, so you won’t fall prey to it. When you are hired by an employer, most people assume…
The main five numbers you need to know are: Monthly Income Monthly Expenses Net Worth Debt- to-Income Ration Invested income When you know these numbers, you know money. Many people go to work each day and don’t have a clue…
Keep doing a budget Rebuild your savings – having savings protects you from financial problems that may arise. If you postponed home repairs or maintenance or other necessities, you need to evaluate them to see if they need to now…
We are starting out a new year and want to avoid financial mistakes. Here are some financial mistakes you need to ensure that you do not want to do: Too much student loan debt: When you take on too much student…
There are some financial things you should never do. They are: You should never co-sign a loan, not even for a relative or a best friend. You should never live above your means. You should never spend more than you…