Tag emergency fund

Storage units

If you have a storage unit or storage units, you are most likely paying anywhere from $45 to over $100 a month depending on the size of the unit. If you rent a climate controlled unit, then the costs are even higher.…

12-Steps To Debt Recovery

Just as any addiction has recovery steps, so should debt recovery. Today, we will take a page out of AA and delve into the 12-Steps To Debt Recovery. The first step is to admit that you have a problem with…

Your O-line

Your O-line is your offensive line in football. These players protect the quarterback. They make a path for the running back, receivers, and tight-ends. Teams want to have big strong and fast offensive linemen to “battle” the other team’s defensive…

Emergency Fund

I am sure you’ve heard the term Emergency Fund before.  What is an Emergency Fund? Who should have it? When do you start it? Where should you save  it? Why do you need it? How do you start it? These are the questions that…

Dreams vs. Goals

Are your goals only dreams? How do you tell the dreams vs. goals? The main difference between a dream and a goal is that a goal has a set date for achieving the goal. A dream, on the other hand,…

How much is enough?

Howard Hughes was once asked, “How much is enough?” (referring to his billions of dollars). Hughes’ reply was, “Just a little bit more.” You see as humans we are never satisfied with what we have. We always want just a…

Learning to save

For many of you saving has not been a priority. It is not because you don’t want to have savings but because you don’t think you have any money to save. Learning to save takes effort at the beginning. It…

How to Boost Your Cash Reserve

Are you financially fragile? Would you be able to come up with, say $2,000, if you suddenly had to repair your car or fix a leaky roof? If you answered no, you’re not alone. Nearly half of Americans say they’d…

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MRHerrera