Emergency Fund and COVID-19


If you have been putting money away in an Emergency Fund and now are laid-off due to COVID-19, you are going to get through the financial emergency.

Storage units

If you have a storage unit or storage units, you are most likely paying anywhere from $45 to over $100 a month depending on the size of the unit. If you rent a climate controlled unit, then the costs are even higher. Chances are the stuff you have in there has been there for several months, if […]

12-Steps To Debt Recovery

Just as any addiction has recovery steps, so should debt recovery. Today, we will take a page out of AA and delve into the 12-Steps To Debt Recovery. The first step is to admit that you have a problem with debt. You cannot recover from debt if you are unable or unwilling to admit you […]

Your O-line

Your O-line is your offensive line in football. These players protect the quarterback. They make a path for the running back, receivers, and tight-ends. Teams want to have big strong and fast offensive linemen to “battle” the other team’s defensive linemen. Just as a football team has a big strong O-line, you need to have […]

Emergency Fund

I am sure you’ve heard the term Emergency Fund before.  What is an Emergency Fund? Who should have it? When do you start it? Where should you save  it? Why do you need it? How do you start it? These are the questions that I am going to address today. What is an Emergency Fund? An Emergency Fund (EF) […]

Dreams vs. Goals

Are your goals only dreams? How do you tell the dreams vs. goals? The main difference between a dream and a goal is that a goal has a set date for achieving the goal. A dream, on the other hand, does not have a specific date for achieving. You can dream about being debt-free. You […]

How much is enough?

Howard Hughes was once asked, “How much is enough?” (referring to his billions of dollars). Hughes’ reply was, “Just a little bit more.” You see as humans we are never satisfied with what we have. We always want just a little bit more. When you receive your paycheck, you might wish you had a little […]

Learning to save

For many of you saving has not been a priority. It is not because you don’t want to have savings but because you don’t think you have any money to save. Learning to save takes effort at the beginning. It takes discipline. How do you start?  Start by saving a small amount each month. You […]

How to Boost Your Cash Reserve

Are you financially fragile? Would you be able to come up with, say $2,000, if you suddenly had to repair your car or fix a leaky roof? If you answered no, you’re not alone. Nearly half of Americans say they’d more than likely have a hard time coming up with a couple thousand dollars for […]