Create & Stick to a Spending Plan
Creating and sticking to a spending plan is a vital step towards financial stability. A spending plan is a budget that you
Category Budgeting
Budget Binder
In case some of you want to use a Budget Binder, I found this site that offers you a free download of the sheets that go into the budget binder. These sheets are as follows:
Cover Sheet
Debt Tracker
Savings Tracker
Monthly Bills
Monthly Expenses
Financial Goals
Savings Goals
Notes
Free Money Apps
In a prior post, I mentioned some money apps. I am going to post these in multiple posts, to make it shorter to read. Well, here are some more for you, which are totally free:
Budgeting
I was reading a book, Money: God or Gift, by Jamie Munson. In the book, he talks about five different approaches to budgeting. The Ignorance Is Bliss Plan The Parent Bailout Plan The Credit Card Plan The Hand-to-Mouth Plan The…
Out-of-whack
Are you budget percentages out-of-whack? Do your expenses look something like this: Expenses % Credit cards 44% Housing 28% Food 15% Utilities 15% Transportation 15% Other 10% 127% When in fact they should look like this: Category Recommended % Tithe…
Did your summer vacation follow you home?
Well, summer is almost over and the children are getting ready for school. During the summer, you might have taken a vacation to Disneyland or somewhere other than home to relax and de-stress. If so, you are among the many…
Will the government shut down in September?
It seems that every year about this time our elected officials begin talking about raising the debt ceiling in an effort to keep our federal government running. Unlike most Americans who work hard to live within their means, the government…
New budget forms
The Monthly Budget form is now titled Money Blueprint. You can get it from the Resources page. I also created a Bank Reconciliation form. You can get it from the Resources page. The forms automatically show you how much should go…
Demystifying the budget myths – Throwing light on the facts
By Benjamin Beckwith Americans hate the B-word budgeting and this is the most probable reason behind the soaring debt level in the US. They are of the opinion that budgeting means living life by pinching pennies but this is the…
